Shopkeeper’s Insurance

The Shopkeeper’s Insurance is designed specifically for small and medium businesses. The policy provides comprehensive coverage and offers a premium savings of up to 10% if more than two covers are purchased.

The policy is applicable to properties with a maximum value of Nu 1,500,000. The Shopkeeper’s Insurance however doesn’t cover money and valuables.

covers
Doesn't cover

Fire, lightning, explosion of gas in domestic appliances

Bursting and overflowing of water tanks

Aircrafts or articles dropped there from

Earthquake, subsidence, landslide & rockslide

Flood, storm, cyclone & tempest

Burglary & housebreaking

Loss of money in transit due to accident or misfortune not exceeding Nu 50,000 anyone sending or carrying

Loss of or damage of money & valuables by burglary/housebreaking whilst contained in a safe/steel cupboard (max Nu 300,000)

Loss of money whilst lying in cashier’s custody till or counter in the insured’s premises by burglary (max Nu 30,000)

Personal Accident Insurance coverage for death and Permanent Total Disablement only due to an accident to the shopkeeper

Loss of money in transit due to accident / misfortune exceeding Nu 50,000

Fulfill your other insurance & financial needs