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OYAL
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ORPORATION OF
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Life
Silver Jubilee Term Policy
Maturity Benefit – return of premium only
Sum Assured guaranteed in the event of untimely demise
Accident Benefit
Only yearly rebates are allowed
100 % Tax Refund
Quendue Ngensung Life Policy
Repayment of loan balance upon death
Disability Benefit – Payment of 50% of outstanding loan amount
50% Tax Rebate
Drongseb Kuendrul Tshesog Ngensung
Death Benefit – Repayment of loan balance at the time of death
Disability Benefit, repayment of the loan balance in the event of disability
50% Tax Waiver
Ten-Tsai Mangul Ngenchoel II
Refund of Premium plus Guaranteed Additions on maturity
Sum Assured guaranteed in the event of member’s untimely demise
Group Term Insurance
Sum Assured in the event of member’s untimely demise
Permanent disability benefits available with payment of additional premium.
Rural Life Insurance Scheme
Nu 30,000 upon death of a family member
Group Insurance Scheme
Risk Coverage – Death Benefit/Total Permanent Disability of Sum Assured plus Accumulated Savings @8% per annum
Accumulated Savings @8% per annum upon separation from the service
100% Tax Refund
Private Provident Fund
Contribution accumulation with guaranteed interest
Members can take refund of up to 50 % of their total PF accumulation while in service
100% Tax Refund
