FIRE-IIPOC IIP Open Cover

Damage caused by explosion or implosion

Range of accidental loss or damages faced by the businesses

Wide range of perils such as fire and allied perils, accidental damage to equipment and machinery

Loss or damage caused by war, invasion, war-like operations, civil war, mutiny, and civil commotion

Loss or damage caused by wilful negligence, larceny, and fraud, dishonesty, inventory shortage, and interruption of water supply

Loss or damage caused by delay or loss of market, gradual deteriorations, wear and tear, inherent vice, and corrosion

Loss or damage by ionizing radiation or contamination or radioactivity

Loss, destruction or damage to the insured property by pollution or contamination

Loss, destruction or damage to bullion or unset precious stones, any curios or work of art, manuscripts, plans, and drawings

Loss, destruction or damage to securities, stamps

Loss or damage caused by coin or notes, cheques, and book of accounts

Loss destruction or damage caused by computer system reports, explosives, harmless otherwise stated in the policy

Damage to stocks in cold storage premises caused by the change in temperature

Loss of earnings, loss by delay, loss of market or other consequential or indirect loss

Loss or damage by spoilage resulting from the retardation or interruption or cessation of any process or operation